Richard Garabedian

Of Counsel

Washington, D.C.

Contact

Education

Rutgers Law School
B.A., Temple University, Cum Laude

Richard has more than 35 years experience representing banks, savings institutions, credit unions, holding companies and bank investors on a nationwide basis. He has served as counsel on more than 50 bank and credit union merger transactions and investor group acquisitions.

In addition to his general work in bank and credit union regulatory matters and mergers and acquisitions of both stock and mutual institutions, Richard focuses on bank and credit union charter changes, field of membership expansion, new products and services, fintech, regulatory compliance, de novo bank and credit union formations, cross-industry mergers, FDIC and NCUA acquisitions of failing banks and credit unions, enforcement matters and corporate governance. Clients he has supported include Fortune 500 companies, multi-billion dollar banks and multi-billion dollar credit unions.

Richard is admitted to practice in the US Supreme Court. He has also served as an adjunct professor of Banking Law at Rutgers University School of Law and as a law clerk at the New Jersey Tax Court.

Relevant Experience

Served as counsel at the Federal Reserve Board.
Served as counsel on the largest NCUA assisted acquisition.
Served as counsel to stock and mutual holding company formations and mutual-to-stock conversions.
Served as an adjunct professor of Banking Law at Rutgers University School of Law
Served as counsel to the largest number of credit unions that converted to mutual thrifts and subsequent stock offerings.
Draftsman of federal and state statutes and regulations.

Presentations

Mr. Garabedian frequently speaks before bank and credit union trade groups on topics including mergers and acquisitions, regulatory developments and fintech matters.